Qredit
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Privacy Policy

Last updated: October 24, 2026

At Qredit, we believe your financial data is yours alone. Our commitment to privacy is absolute, built on a foundation of professional-grade security and transparent practices. We protect your information with the same rigor we apply to our financial infrastructure.

1. Data Collection

We collect information necessary to provide our services, ensure security, and improve your experience. This includes:

  1. 1- Personal Identity Information: Name, email address, and contact details provided during registration.
  2. 2- Financial Data: Transaction history, linked account information, and credit-related metrics necessary for our core functionality.
  3. 3- Technical Usage Data: IP addresses, device identifiers, and platform interaction metrics collected automatically.

2. How We Use Your Data

Your data is strictly utilized to operate and enhance the Qredit ecosystem. We use collected information to:

  • Deliver personalized financial insights and credit monitoring services.
  • Verify identity and prevent fraudulent activities.
  • Communicate important service updates and security alerts.
  • Analyze platform performance to develop new features.

Data Security Guarantee

We employ enterprise-grade encryption (AES-256) for all data at rest and TLS 1.3 for data in transit. Our infrastructure undergoes regular third-party security audits to ensure compliance with global financial data protection standards. Your peace of mind is our technical priority.

3. Third-Party Sharing

We never sell your personal data. We only share information with trusted third parties under strict confidentiality agreements when necessary to provide our services:

  • Identity verification partners for compliance purposes.
  • Secure cloud infrastructure providers hosting our platform.
  • Financial institutions necessary to process your requested transactions.

4. Your Rights

You maintain full control over your personal information. Under applicable data protection laws, you have the right to:

  • Access the personal data we hold about you.
  • Request correction of inaccurate or incomplete data.
  • Request deletion of your data (Right to be Forgotten).
  • Export your data in a portable format.